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Setting up a lifetime income stream is one way to get regular payments in retirement. What is a lifetime income stream? A lifetime income stream is a financial product that pays you regular income for as long as you live. You buy a lifetime income stream with a lump sum of money, such as your superannuation savings or your personal savings. The provider guarantees regular payments to you during your lifetime, which can give you peace of mind that you won’t outlive your savin

Stopping work is a big shift – especially when you haven’t planned for it. Why you might face a sudden retirement Only one-third of Australians retire because they’ve reached retirement age. For many, retirement happens earlier than they expect due to events outside their control. These can include: Job loss or redundancy: some people are forced to retire when they lose their job and can’t find another, or if their business closes Caring responsibilities: people may stop work

Superannuation rules are changing again

Discover ways to answer the common question ‘How much do I need to retire?’ Learn about retirement costs How much retirement costs depends on what you want out of retirement, and your individual needs and circumstances. The lifestyle you want may look different to another person's, so your living costs will be different. For example, you might prioritise travel, whilst your friends want to stay close to the grandchildren at home. However, there are ways to get an overview of

Volatility is how the return on an asset fluctuates over time. Using the share market as an example, volatility is often measured by changes in the price of a share. When the market is volatile, as it has been recently due to the geopolitical tensions in the Middle East, prices can rise or fall a lot in a short time. These movements mean the value of your investments can change quickly. They might rise in value one day and fall the next. Volatility can make us feel nervous, b

A growing number of people are becoming part of what’s known as the Sandwich Generation - those who are simultaneously supporting aging parents while still helping adult children… all while trying to stay on track for their own retirement. If that sounds familiar, you’re not alone. While the balancing act can feel overwhelming, the right strategy can turn pressure into confidence.

Let’s face it - choosing a financial advisor can feel overwhelming. There’s a simple, smart way to assess whether a financial advisor is the right fit for you, and it comes down to this Advisor Alignment Checklist.

With the new financial year comes a fresh wave of superannuation changes that could make a real difference to your retirement savings. Let’s unpack what’s changing - and how to make the most of it.

When it comes to planning for retirement, one of the most common questions we hear is: “Is financial advice really worth the cost?” It’s a fair question. After all, you’ve worked hard for your money - and you're not about to part with it unless you’re confident there’s real value in return. But here’s the reality: The cost of not getting professional advice can far outweigh the fee of working with a trusted financial advisor.

With the bonds market attracting more attention than usual lately you might be wanting to know more about this asset class. We answer questions like... what are bonds, how do I buy bonds, and what affects bond rates?

In addition to the financial impact from a scam, it can affect your mental health as well as damage your reputation, so understanding how scammers operate is the best way protect yourself from falling victim.

Here’s the thing - market volatility is normal. And with the right plan in place, it doesn’t need to derail your retirement.

How the 2025 Federal Budget Impacts High-Earning Retirees

The much debated tax on superannuation balances over $3 million is inching closer and those who may be affected should ensure they have cons

Aging at home with government-subsidised funding is made possible through the Home Care Packages program.

At Investwisely our goal is to help our clients build sufficient capital to stop working. There are many ways you can achieve this,...

Is a self managed super fund right for you? There are many reasons why you might want to have your own Self Managed Superannuation Fund.

Find out if you should buy your retirement property before you retire. Expert retirement planning advice from Investwisely Norwest.